Life Insurance Health IQ

The Benefits of Getting Life Insurance #spons

What are some of the many benefits of getting life insurance? This blog post will discuss this in extensive detail, in the hopes you get some too!


Are you currently in the market for life insurance? Have you considered getting life insurance in the past? Then this blog post is for you!

There are many benefits to getting life insurance, no matter how old you are.

For example:

  • Tax benefits. As with any other insurance option, life insurance can provide you with various tax benefits. The beneficiary will be able to receive the benefits without being required to pay income tax (which is especially beneficial if you have a generous policy), and the benefits are usually exempt from estate taxes (which can be as high as 50%).
  • Cash value. As the holder of the policy, you can watch as the cash value of your policy increases greatly over the years. This growth is tax free. And, if you should happen to fall on tough times, you can withdraw on the cash value with limited penalty. (Be sure to talk to your financial adviser to understand the terms and conditions of early withdrawal).
  • Flexibility. No two policy holders have the same needs — younger policy holders, for example, may not have any beneficiaries in mind for their policy, and therefore won’t need as large of a policy as a policy holder who has several children, is older, and isn’t in good physical health.
  • These are just a few of the many benefits of life insurance.

    But, you say, you live in the real world. You see commercials for life insurance every day, and it seems that there’s a new company offering new benefits every day. So, what do you do? Where do you begin?

    One company that is pleased to help you find out which policy is best for you is Health IQ. As the premier broker of life insurance for the so-called “health conscious,” Health IQ understands that the insurance industry needs to change their standards, and they’re therefore in the business of helping people who help themselves.

    Health IQ’s mission of financially rewarding the health conscious with special rates on their insurance is realized every day, and they’ve helped billions of people save hundreds — and thousands — of dollars in premiums. To find out how Health IQ can help you get the best rate on your life insurance, contact them today.

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